Lexington Bankruptcy Lawyer Helping You Find Debt Relief
When mounting debt begins to feel unmanageable, bankruptcy can provide relief. C. Roland Krueger, Attorney and Counselor at Law can help you decide whether to file for bankruptcy and take control of your debt.
Bankruptcy may not be your only option for managing extensive debt. Roland Krueger can negotiate with creditors to accept smaller debt amounts in more manageable monthly payments.
Debt analysis assistance
Roland Krueger analyzes your case to determine if bankruptcy will advance your immediate and long-term financial goals. He reviews your debts, income and expenses, and explains the full effects of bankruptcy on your family, business, homeownership and credit. If bankruptcy is the right choice, Mr. Krueger gives you detailed information about the bankruptcy process and a complete picture of the outcome you should expect.
Reprieve through automatic stay
The filing of a bankruptcy petition automatically triggers an automatic stay, meaning creditors must immediately stop collection efforts, including letters and phone calls. Mr. Krueger corresponds with your creditors from the moment you file for bankruptcy and act entirely on your behalf.
Your bankruptcy options
Chapter 7 bankruptcy
- Chapter 7 bankruptcy is available to individuals and businesses looking to resolve your debts quickly and simply. Provided you pass the court’s means test, Chapter 7 bankruptcy grants relief from debts through the liquidation of your assets. Because many household and personal items are exempt, you can make a fresh start with limited disruption to your life.
Chapter 11 bankruptcy
- For corporations, partnerships and sole proprietorships, Chapter 11 bankruptcy permits your business to continue operating while you pay creditors under a reorganization plan.
Chapter 13 bankruptcy
- An option for families facing foreclosure or for those with higher incomes, Chapter 13 bankruptcy permits you to pay debts in installments over a period of three to five years under a court-ordered repayment plan and can help you keep your home, among other advantages.
Contact an experienced consumer bankruptcy attorney in North Carolina
Call C. Roland Krueger, Attorney and Counselor at Law at 888.855.6187 or contact the office online to schedule your free bankruptcy consultation.
C. Roland Krueger, Attorney and Counsellor at Law is located in Lexington, North Carolina, and serves clients in Davidson, Guilford, Forsyth, Davie, Rowan and Randolph Counties.